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Posted by on in Press Release

FOR FURTHER INFORMATION CONTACT:
Professional Insurance Agents of Wisconsin
6401 Odana Rd.
Madison, WI 53719

FOR IMMEDIATE RELEASE
                                                                      

Drones, Hoverboards, Kids Vehicles


MADISON, Wisconsin (January 4, 2016)    Drones, hoverboards and drivable electric vehicles for kids were hot items for Christmas. Be aware of potential insurance issues with their use.      

Some homeowners and renters insurance policies may not provide coverage for injuries or damage to property of others while using your new high-tech toys. Many, but not all, home insurance policies cover the operation of model aircraft which are not used to carry cargo.  Most home policies do not cover “motor vehicles”, except in very limited situations.  Some policies have an age or speed restriction on “motor vehicles” and also specify that protection may only apply while they are being operated on your premises.  Since both hoverboards and electric vehicles are powered by electric motors, they may fall under the definition of “motor vehicles”.

According to Ron Von Haden, CIC, Executive Vice President of the Professional Insurance Agents of Wisconsin (PIAW):

“Injuries and property damage do occur so consumers are encouraged to contact their professional insurance agent to be sure they are properly protected. Homeowners policies, renters policies and personal liability umbrella policies should be reviewed with your agent.”

The safety and insurance issues surrounding drones, hoverboards, kids vehicles and other exciting new toys are a good reminder to have your insurance protection updated periodically.  Does your agent know about the new toys, guns, artwork or jewelry you have acquired since your last review?  These issues also highlight the importance of a personal liability umbrella policy.

Click Here to download and customize the press release for your use.

PIAW members are professionals who protect homes, autos, and businesses from the everyday risks you encounter.  To find a PIA member near you, look for the PIA logo or visit www.piaw.org

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Posted by on in Press Release
Don’t Be “Skimmed” By ATM Thieves



MADISON, Wisconsin (November 1, 2015)    ATM “skimming” is a process in which thieves obtain information from the magnetic strips on the back of debit cards by placing a well-disguised device over an ATM’s card-insert area.

            The device captures the card number and security data while simultaneously recording the cardholder, by way of a tiny camera pointed at the ATM’s keypad, as the cardholder enters their PIN.  The thieves are then able to drain the debit card’s funds or spend the balance at will.  Skimming can happen at all ATM’s, including ATM’s in heavy traffic areas.

            According to FICO (a credit scoring and analytics firm), attacks on ATM’s have reached the highest level in 20 years.  ATM thefts on bank properties have increased by174 percent while successful attacks on non-bank ATM’s have experienced a frightening 317 percent increase.

            Here are a few tips you can utilize to protect yourself says Ron Von Haden, CIC, Executive Vice President of the Professional Insurance Agents of Wisconsin (PIAW):

1.      Try to visit only ATM’s you trust.

·         By using your bank’s network, you may be eligible for security policies or services they provide to members.

·         If an ATM looks damaged or tampered with, report it to the ATM owner and move to a different ATM.


2.       Cover your PIN.

·         Make it a habit to cover your PIN when you’re withdrawing cash.

·         Use whichever hand corresponds to the card-insert area.  If you insert the card on the right side of the ATM, enter your PIN with your left hand, covering it with your right. This will ensure your hand blocks any hidden camera on the machine.

3.       Pay attention to your charges.

·         Check your statement carefully for charges that you did not make yourself. Skimmers will often make small, infrequent charges to avoid detection.


4.      Report fraud ASAP!

·         If you experience any ATM fraud, report it as fast as you can.  Under the Electronic Transfer Fund Act, the sooner you report any unauthorized charges, the greater your federal protections are.

Click Here to download and customize the press release for your use.

PIAW members are professionals who homes, autos, and businesses from the everyday risks you encounter.  To find a PIA member near you, look for the PIA logo or visit www.piaw.org
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Posted by on in Press Release

PRESS RELEASE
DATE:
  August 17, 2015
RELEASE DATE:  Immediate

MADISON, WI    The 66th Annual Convention of the Professional Insurance Agents of Wisconsin, Inc. was held August 5-7, 2015 at Chula Vista Resort in Wisconsin Dells, Wisconsin.

Elected to serve as officers for the 2015-2016 term were:

·         President:  Rick Clements, LUTCF of Clements Insurance Agency, Inc., Wausau, WI

·         Vice President:  Brian MacGillis, CPIA of MacGillis Agency Inc., Fredonia, WI

·         Treasurer:  Jodi Cordes, CIC, CRM of A.F. Glass Insurance Center, Lake Geneva, WI

·         Secretary: Matt Cranney, CIC, CRM of M3 Insurance Solutions, Madison, WI

Elected to serve a three-year term on the Board of Directors were:

·         John Klinzing, CIC of Affiliated Insurance Agencies of WI, Madison, WI

·         Sandra Hardrath, CIC, CPIA, AAI, IIA of Ansay & Associates, Manitowoc,  WI

·         Sean Paterson, CIC of Allied Insurance Centers, Brookfield, WI

The Professional Agent of the Year Award was presented to:

·         Julie Ulset, CPIA of Grams Insurance Agency, Edgerton, WI

The Company Representative of the Year Award was presented to:

·         Erin Pinney, CIC, CPCU, MBA from West Bend Mutual Insurance Company, West Bend, WI

The Stony Steinbach Achievement Award was presented to:

·         Jeff Glass, CPIA of A.F. Glass Insurance Agency, Lake Geneva , WI

The Professional Insurance Agents of Wisconsin, Inc. is a trade association representing over 650 independent insurance agencies in Wisconsin and over 3,500 agents and employees.

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Posted by on in Press Release
FOR FURTHER INFORMATION CONTACT:
Professional Insurance Agents of Wisconsin
6401 Odana Rd.
Madison, WI 53719                                          FOR IMMEDIATE RELEASE
ATTN: Ron Von Haden
Phone (800) 261-7429
www.piaw.org


Homeowner Liability When Hiring Contractors Or Other Help


MADISON, Wisconsin (July 1, 2015)    Anyone you hire to help around your house, such as the neighbor boy who mows your lawn, a babysitter, a contractor or other outside services, opens you up to potential legal headaches.  If anyone is injured while performing work on your property, you may be financially liable for the person’s injuries and disabilities.

         “Many homeowners assume that their homeowners insurance policy will protect them If someone is injured on their property,” says Ron Von Haden, CIC, Executive Vice President of the Professional Insurance Agents of Wisconsin (PIAW).  “That is not necessarily true. Contractors such as builders or landscapers should be covered by their own workers’ compensation, health or disability insurance.  However, if they do not have coverage, you could be held liable.  That’s why it’s important to thoroughly check out any contractor you have working on your property.”

            “Some homeowners policies may provide limited coverage for the minors that mow the lawn and even domestic workers like maids, nannies or cleaners.  If yours does not, it might be a good idea to purchase an umbrella liability policy to supplement your homeowners liability insurance.  Discuss your policy and your needs with your professional independent agent to determine whether or not you are adequately covered.”

Click Here to download a customizable copy for your use.

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Posted by on in Press Release

After a Long Winter, Wisconsin Homeowners May Find Roofs are Leaking Due to Ice Dams, Storms - Insurance Will Likely Cover It


MADISON, Wisconsin (February xx, 2015) – After dealing with rounds of snow, cold and melting this winter, homeowners may find themselves with leaky roofs this spring. Many homeowners are confused about whether insurance will cover the repair or replacement of their leaky and/or aging roof.


“Generally speaking, if ice dams, fallen trees or a winter storm damaged your roof causing it to leak, the damage and repairs to that portion of the roof should be covered by your homeowners insurance,” advised name, title, your agency or company. (Add a line to two about your company/agency.)


According to the Insurance Information Institute, the average home insurance claim for water damage and freezing (which ice dams can cause) is $3,098.


While damage from a storm is generally quite obvious, ice dams occur over time making damage more difficult to spot.


“If you notice staining on your ceilings or walls, or water coming through outlets or draining in the wrong places, contact your local independent insurance agent immediately. They will send someone to assess the damage and give you advice on your options,” noted Lastname.


While your homeowners insurance will cover damage to the affected part of the roof, it may not cover full replacement of your roof.

In addition, insurance typically does not cover costs for routine roof maintenance or replacement due to age and most likely will not cover personal property inside the home that is damaged by leaking water.


However, it's important to remember that all insurance companies cover roof and exterior property damage differently. The easiest way to know what's covered or what's not, is to contact your professional, independent insurance provider.


“Coverage will often depend on the age of your roof, the area you live in, and many other factors, so it's important to know the specifics of your policy,” noted Lastname.


For more information on insurance considerations when you travel, contact us. (You may want to add a phone number or email here.)


Your (company name) is a proud member of the Professional Insurance Agents of Wisconsin. For more information visit www.PIAW.org.

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Professional Insurance Agents of Wisconsin
6401 Odana Road | Madison, WI 53719
Phone: (608) 274-8188 | Toll Free (800) 261-7429
Fax: (608) 274-8195 | Toll Free (866) 203-7461

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