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OCI is Seeking Comment on Commercial Lines Modernization


The Office of the Commissioner of Insurance is seeking citizen and stakeholder comments on a proposed rule to exempt certain commercial property rates and forms from filing requirements.  Read the notice here.

In summary, the proposed rule will:

  • Reduce the premium threshold for the rate filing exemption for coverages for general liability, commercial automobile, crime, and glass from $100,000 to $50,000 (Section 3)
  • Create a provision exempting most commercial property and casualty risks developing $50,000 or more in annual premium from rate filing requirements (other than certain coverages) (Section 4)
  • Create an exemption for certain commercial property and casualty policy forms from filing requirements subject to premium thresholds of $50,000 or $75,000 based on coverage (Section 5)
  • Additional changes to reflect these updates and ensure appropriate oversight, such as record-keeping standards and requiring notice to insureds for exempt forms that have not been reviewed by the Commissioner (Sections 6, 7 & 8).

Read the proposed language here.

Comments are due to OCI by 4:30 pm on April 30th.

Written comments may be emailed to or mailed to:

Timothy L. Cornelius,
Legal Unit – OCI Rule Comment for Rule Ins 6.785
Office of the Commissioner or Insurance
125 South Webster Street – 2nd Floor
Madison, WI 53703-3474


For all rules currently pending at OCI, click here.

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