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National Preparedness Month is observed each September to raise awareness about the importance of preparing for disasters and emergencies that could happen at any time. As an insurance professional, it’s an opportune time to connect with clients to evaluate possible disaster scenarios for their property and business and ensure that they are prepared. There are…

As children head back to school or daycare for the year, it is a good time to evaluate the condition of your playground. While injuries on playgrounds cannot be completely eliminated, they can be greatly reduced by following guidelines established by the U.S. Consumer Product Safety Commission (CPSC). The CPSC has done testing and research…

Brought to you by: Homeowners are getting inspired every day with videos on social media and do-it-yourself segments on HGTV to get their hands dirty. Though some home improvement projects are a great opportunity to save money and showcase your creativity, there are many that are meant for trained professionals. Saving money in the short…

Hand and power tools are used commonly and in a variety of industries. While helpful and often necessary to perform certain jobs, these tools can be hazardous when used or maintained improperly. Associated injuries cannot only result in physical suffering for an employee but financial impairment for an employer. The Occupational Safety and Health Administration…

By: Matt Cranney, CIC, CRM   “Don’t strive to be the best…  Strive to be better. The person you’re competing with is your past self, and the bar you’re setting is for your future self.” – Adam Grant This quote by Adam Grant from his book Give and Take, is a powerful reminder that we…

It’s common for a client to blame the agent when a claim is denied based on a vacancy or occupancy clause. This is challenging because an agent may be unaware when a property is or becomes unoccupied/vacant. Examples include a vacation home, a property undergoing renovations, or a home purchase where the owners have not…